Important Disclaimer Information

This website provides information about a subscription-based financial planning service. All content and services are intended for informational purposes only and do not constitute financial, legal, or professional advice. Users are responsible for making their own decisions.

General Notice

All information on this website is as accurate and up-to-date as possible. However, caldineorava does not warrant the completeness or accuracy of the content and may update or modify information without prior notice. Use of this website is at your own risk.

Limitations of Liability

caldineorava shall not be liable for any direct or indirect losses resulting from the use of this website or its services.

• We do not accept liability for errors, omissions, or interruptions in service.
• No responsibility is accepted for decisions made based on website content or consultations.
• No guarantee is provided regarding outcomes, results, or performance of any planning activities.
• caldineorava is not responsible for third-party content or links provided on this site.

Accuracy of Information

We strive to ensure the accuracy of all information presented. However, information may become outdated or subject to change due to regulatory updates or market developments.

No Professional Advice

Information on this website is not a substitute for personalised professional advice. Consult a qualified adviser for guidance specific to your circumstances.

External Links

Links to external sites are provided for convenience only. caldineorava is not responsible for the content, accuracy, or privacy practices of any third-party websites linked from this site.

Results Disclaimer

Results of financial planning services may differ for each client. Past performance doesn't guarantee future outcomes. Results may vary.

Financial Services Disclaimer

caldineorava is not a lender, investment promoter, or educational provider. All consultations are informational only.

• No investment products, securities, or specific financial instruments are promoted or sold.
• No guarantee of results, returns, or future performance is provided or implied.
• No educational programs, training, or coaching are offered on this site.

Jurisdiction

This website is operated under the laws and regulations of Australia.

Indemnification

By using this website, you agree to indemnify caldineorava and its affiliates from any claims, losses, or liabilities arising from your use of the site or services.

Severability

If any provision of this disclaimer is found invalid, the remaining provisions remain in effect.

Modifications

caldineorava reserves the right to update or modify this disclaimer at any time without notice.

Contact caldineorava

For questions regarding this disclaimer, please use the contact details below.